Banks have spent years building the infrastructure to hold Bitcoin safely. trailz builds the layer that makes it work — without moving it, without changing how it's held, without adding operational complexity.
The process
01
Bank defines the product
The bank sets the parameters — loan-to-value ratios, eligible clients, product terms. trailz configures the infrastructure accordingly. No bespoke development required.
02
Client onboards
The client's Bitcoin is verified and locked as collateral. It stays where it is — no transfer of custody required. The bank's existing KYC framework remains in place.
03
Product goes live
The bank disburses the loan or activates the product. The collateral is cryptographically enforced — automatically, around the clock, without manual intervention.
04
Continuous monitoring
Collateral value is monitored in real time against regulated price references. The bank has full visibility. No operational overhead beyond what the bank already manages.
05
Automatic settlement
At maturity or upon a collateral event, the contract executes — returning Bitcoin to the client or triggering the agreed enforcement path. On-chain, auditable, compliant.